Investment calculators

SIP Calculator

What a monthly investment could grow to.

Monthly investment

₹

Investment period

yrs

Expected return a year

%

Projected value—

InvestedGains

Total invested

—

Estimated gains

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: Mutual Funds, SIP, ETFs & Index Funds

Lumpsum Calculator

What a one-time investment could grow to.

One-time investment

₹

Investment period

yrs

Expected return a year

%

Projected value—

InvestedGains

Amount invested

—

Estimated gains

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: Mutual Funds, Stocks & IPOs, ETFs & Index Funds

Step-Up SIP Calculator

A SIP that rises every year.

Starting monthly SIP

₹

Increase every year

%

Investment period

yrs

Expected return a year

%

Projected value—

InvestedGains

Total invested

—

Estimated gains

—

Monthly SIP in the final year

—

Same SIP without step-up would reach

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: SIP, NPS

Goal Planner

Monthly SIP needed for a future goal.

Goal cost in today's money

₹

Years to goal

yrs

Inflation for this goal

%

Expected return a year

%

Already saved for it

₹

Monthly SIP needed—

SavingsSIP

Goal cost then

—

Your savings will grow to

—

Gap to fund with a SIP

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: SIP, PPF & Small Savings

Retirement Corpus

How much you may need to retire.

Monthly expenses today

₹

Years until you retire

yrs

Years in retirement

yrs

Inflation

%

Return after retirement

%

Return before retirement

%

Retirement savings so far

₹

Corpus needed at retirement—

SavingsSIP

Monthly expenses when you retire

—

Current savings will grow to

—

Monthly SIP to close the gap

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: NPS

Asset Allocation

Split a portfolio across equity, debt and gold.

Portfolio amount

₹

Equity

%

Debt

%

Gold

%

Total allocated—

EquityDebtGold

Equity

—

Debt

—

Gold

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: Gold, REITs & InvITs, PMS

Cost of Delay

What waiting to start investing could cost.

Monthly SIP

₹

Expected return a year

%

Years until you need the money

yrs

Years you delay starting

yrs

Cost of waiting—

Start laterLost by waiting

Start now

—

Start after the delay

—

Monthly SIP needed to catch up

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: SIP

FD Calculator

Maturity value of a fixed deposit.

Deposit amount

₹

Interest rate

%

Term

yrs

Interest compounded

MonthlyQuarterlyHalf-yearlyYearly

Maturity value—

DepositInterest

Deposit

—

Interest earned

—

Effective annual yield

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: Bonds, Government Securities, Fixed Deposits

PPF Calculator

PPF balance over 15 years or more.

Yearly deposit

₹

Interest rate (current quarter)

%

Years

yrs

Maturity value—

DepositsInterest

Total deposited

—

Tax-free interest

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: PPF & Small Savings

CAGR Calculator

Annual growth rate between two values.

Starting value

₹

Ending value

₹

Period

yrs

CAGR—

Total growth

—

Absolute gain

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: Mutual Funds, Stocks & IPOs, ETFs & Index Funds

XIRR Calculator

Annual return with dated cash flows.

Enter each amount you invested and each amount you received, with its date. Add today's value of the investment as a final “Received” row.

Date	Type	Amount (₹)
	InvestedReceived
	InvestedReceived
	InvestedReceived
	InvestedReceived
	InvestedReceived

+ Add a row

XIRR—

Total invested

—

Total received

—

Net gain

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: Mutual Funds, Stocks & IPOs, REITs & InvITs

Inflation Calculator

What today's money will cost later.

Amount today

₹

Inflation a year

%

Years from now

yrs

Cost in the future—

What today's amount will buy then

—

Total price rise

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: Bonds, Government Securities, Fixed Deposits

Present Value

Today's value of a future amount.

Future amount

₹

Discount rate a year

%

Years from now

yrs

Value today—

Difference

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: Bonds, Government Securities, Fixed Deposits

Net Worth

Your assets minus your liabilities.

Cash and bank

₹

Investments

₹

Property and vehicles

₹

Other assets

₹

Loans and credit card dues

₹

Net worth—

LiabilitiesNet worth

Total assets

—

Total liabilities

—

Debt as a share of assets

—

Illustration only. Returns are not guaranteed and taxes are not included. Learn more: AIF

Loan EMI Calculator

Monthly instalment on a loan.

Loan amount

₹

Interest rate a year

%

Tenure

months

Monthly EMI—

PrincipalInterest

Total interest

—

Total amount paid

—

Illustration only. Returns are not guaranteed and taxes are not included.